Top 7 Ways to Save Money While Getting Dental Braces
Do you have a comprehensive dental insurance plan that covers a big part of your orthodontic care? While some insurance companies are quite generous and offer coverage for half or more of the cost, others may have a fixed amount of coverage for dental work, including braces. However, many insurance plans only cover braces for children below 18 years of age. If your plan does not cover braces, you will need to find a way tolower the initial cost of the braces.
Many dental offices offer 0% financing to allow you to get your teeth straightened now and pay over time without accruing interest. You can spread out the payments over a two-year period and work out a monthly payment plan that does not make a dent in your pocket.
Some dental centres also offer a 5% discount to those who pay the total cost of the treatment upfront. This discount is available for Invisalign braces, excluding levels 1 and 2 treatments.
Get Dental Insurance
If you have children, it is best to opt for a comprehensive dental plan that covers dental costs for your children. Get quotations from insurance companies to find out their charges and coverage. Ask in detail about the deductible and premium costs, and what is included in the package.
Purchase a Dental Plan From the Dental Centre In Advance
Many dental centers offer dental plans where you can pay an annual or monthly fee. You are treated by the dentists who are members of the plan. When you visit your dental centre, be sure to ask about the plan before you begin treatment for straightening teeth, as most dental centres will not cover braces if the treatment has already begun. Also, calculate the total costs to ensure that you do not end up paying more.
Find A Trainee Orthodontist
This is a really great idea. Find out about the dental schools in your neighbourhood or nearby. You will find that there are a lot of trainee orthodontists who will agree to do braces at very low rates. You don’t have to worry about quality as the treatment will be undertaken in the presence and supervision of an experienced orthodontist.
Apply for Braces From Government
The government offers a Child Tax Benefit that can be used to pay for the child’s braces. Under the benefit, you can pay for the braces in monthly installments.
Money Back On Taxes
When you undergo dental treatment, make sure to save the invoices and bills. You can take advantage of the 20% money back on orthodontic expenses at the time of filing your tax returns. This benefit is applicable for you and your dependent spouse or dependent child.